In the era of digital economy,personal financial information,as subject of an important right with outstanding property attributes and application value,needs special protection.The basic system of personal information protection has been established in the Civil Code,the Personal Information Protection Law and other laws,but the legal definition of personal financial information is not clear,and it is unable to provide reasonable protection for information rights holders in the applica-tion of financial scenarios in terms of the principle of liability,damage identification,and damage compensation liability rules,resulting in great difficulties in the protection of personal financial information.The law should be based on the scene theory to shape the meaning and type of personal financial information.According to the difficulty of proof of information rights holders and the particularity of financial transaction information application,the principles of presumed fault liability and no-fault lia-bility are applied.In the identification of damage,the method of"objectively reasonable possibility"is adopted to identify non-material damage.The scope of compensation for non-material damage is determined according to the cost of risk preven-tion.
Personal Financial InformationFinancial PrivacyImmaterial DamageLiability for Tort
万方数据
维普
