The Impact of Digital Finance on Sustainable Livelihoods of Farmers
Enhancing the sustainable livelihood capacity of farming households is the key to comprehensively promoting the rural revitalization strategy,and this process cannot be separated from the guarantee and support of finance.The article constructs an evaluation index system for sustainable livelihoods of farmers based on the sustainable livelihood analysis framework,and uses data from the China Household Finance Survey to test the implementation mechanisms and spatial spillover effects of digital finance in improving sustainable livelihoods of farmers.The study finds that digital finance can significantly improve the sustainable livelihoods of farmers,mainly through improving credit availability,enhancing information attention,and improving income distribution mechanisms.Moreover,the contribution to sustainable livelihoods of risk-prone,high-income,high-livelihood,high-livelihood diversity and high-quality labor is more significant.In addition,digital finance has a significant spatial spillover effect on improving sustainable livelihoods of farmers.Therefore,it is proposed to strengthen the digital financial services for vulnerable groups from the perspectives of"supply"and"demand",promote inter-regional digital financial cooperation and linkage development,and guide different types of farmers to increase their use of digital finance to achieve sustainable livelihoods through differentiated guidance.
digital financesustainable livelihoods of farmerslivelihood capitallivelihood strategylivelihood results
万方数据
维普
