Research on the Impact of Digital Inclusive Finance on the Common Prosperity of Rural Households
Based on the China Family Panel Studies(CFPS)data and Peking University's Digital Inclusive Financial Index,the Rural Household Common Prosperity Index was constructed to empirically analyze the relationship between the development of digital inclusive finance and the common prosperity of rural households.It is found that the development level of digital inclusive finance is conducive to promoting the common prosperity of rural households,and the three sub-dimensions of digital inclusive finance(the breadth of coverage,depth of use,and degree of digitization of digital inclusive finance)also have significant promotion effects on the common prosperity of rural households.There is an intermediary influence on enhancing the digital and financial literacy level of rural households to enhance digital inclusive finance and promote the common prosperity of rural households.Digital inclusive finance has obvious"Matthew effect"among farmers with different degrees of common prosperity,and the breadth of coverage,depth of use and degree of digitalization of digital inclusive finance all have a significant promotion effect on the common prosperity of rural households in the eastern region,and only the breadth of digital inclusive finance coverage has a significant promotion effect on the common prosperity of rural households in the central and western regions.
digital inclusive financecommon prosperity for farmersdigital literacy of farmersfinancial literacy of farmers
万方数据
维普
