The Construction and International Comparison of Digital Financial Development Index
Digital finance is developing rapidly around the world and has become a key area of financial competition among countries.Based on the connotation of digital finance,this paper constructs a digital financial development indicator sys-tem encompassing three dimensions:digital financial foundation,digital financial governance,and digital financial services.Among them,the objective coupling weighting method is used to determine the weight of indicators,and the development state of digital finance is evaluated for 60 major economies around the world from 2018 to 2022.The results are as follows.Firstly,the global development of digital finance is steadily growing,reshaping the competitive landscape of digital finance in this sector.Secondly,there are large differences in the level of digital finance in different coun-tries,with higher levels of development in North America,East Asia and Europe.Additionally,G20 members and developed economies generally exhibit higher average levels of digital finance.There is a significant gap in the level of digital financial governance among countries,with many still lacking a perfect regulatory environment for digital finance in many economies.Thirdly,the United States,the United Kingdom,South Korea and China are the top four countries in the digital financial devel-opment index,which have different competitive advantages in the segmented areas.Last but not least,China is a global leader in digital financial foundation and digital financial services,but has low coupling and coordination with digital finance and re-quires further improvement in digital finance governance.To promote the high-quality development of digital finance in China,this paper gives three suggestions.Firstly,further consolidate the foundation of digital finance by focusing on enhancing the innovation quality of digital finance.Secondly,create a favorable digital financial governance environment by optimizing the digital financial regulatory system.Thirdly,expand the leading advantages in the field of digital payments and broaden financing channels for fintech enterprises.
Digital Financial DevelopmentEvaluation Indicator SystemInternational Comparison StudyCoupling Coordination
NETL
NSTL
万方数据
