As a new model of inclusive finance driven and empowered by digital technology,digital financial inclusion has become an important way to help rural areas revitalize high-quality development.On the basis of in-depth analysis of the influence mechanism of digital financial inclusion on rural revitalization,this paper measures the evaluation index system of rural revitalization by employing the entropy method,selects the panel data of 31 provinces in China from 2011 to 2021,quantitatively analyzes the influence of digital financial inclusion on rural revitalization from a multi-dimensional perspec-tive,and reveals its regulatory effect,intermediary effect and heterogeneous effect.The research shows that digital financial inclusion significantly promotes rural revitalization;the intensity of financial supervision plays a regulatory role in the influ-ence of digital financial inclusion on rural revitalization,and low-intensity financial supervision is conducive to the func-tion of digital inclusive finance;digital financial inclusion boosts rural revitalization by promoting technological innovation and rural entrepreneurial vitality respectively;the influence of digital financial inclusion on rural revitalization shows region-al imbalance,and the promotion effect of developed areas in the east is higher than that of underdeveloped areas.There-fore,this paper puts forward some suggestions on accelerating the development of digital financial inclusion in rural areas to help rural revitalization,improve quality and increase efficiency.
关键词
数字普惠金融/乡村振兴/调节效应/中介效应/异质效应
Key words
digital financial inclusion/rural revitalization/moderating effect/mediating effect/heterogeneous effect
维普
万方数据