Construction of a Digital Credit Risk Management System for Commercial Banks
With the continuous development of the banking industry and the strengthening of national regulatory requirements,the credit risk management of commercial banks has become an important issue.From the aspect of digital management system,this paper discusses the necessity of digital credit risk management of commercial banks,and puts forward the construction framework and management criteria of digital credit risk management system.By combing the relevant research and practical experience at home and abroad,this paper summarizes the key indicators and operational processes of the digital credit risk management system of commercial banks,analyzes the effects and existing problems of the digital credit risk management system,and puts forward corresponding improvement suggestions.
commercial bankdigital management of credit riskindicatorsoperational processpractice
万方数据
维普
