首页|我国征信领域中个人信息保护机制研究——以《个人信息保护法》实施为背景

我国征信领域中个人信息保护机制研究——以《个人信息保护法》实施为背景

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伴随着我国《个人信息保护法》的颁布实施,我国对个人信息的保护进一步加强.《个人信息保护法》的颁布实施改变了征信体系的根本旨向,个人信用信息的定义和处理原则发生了巨大变化,并补充增加了合法、诚信和有限制的公开、透明处理这几个原则.《个人信息保护法》的颁布对征信业的合法合规提出了更大的挑战.通过分析征信领域个人信息保护问题的现状、成因,进而提出完善征信业个人信息保护的法律方面的建议.
Research on the Protection Mechanism of Personal Information in the Field of Credit Investigation in China——Based on the Implementation of Personal Information Protection Act
With the promulgation and implementation of Personal Information Protection Law,the protection of personal information in China has been further strengthened.The promulgation and implementation of Personal Information Protection Act changed the fundamental purpose of the credit collection system,and the definition of personal credit information and the principles of handling it changed dramatically,adding the principles of lawfulness,good faith,and open and transparent handling with restrictions.The promulgation of Personal Information Protection Act has posed greater challenges to the legal compliance of the credit collection industry.This paper analyzes the current situation and causes of personal information protection in the field of credit collection,and then puts forward suggestions to improve the legal aspects of personal information protection in the credit collection industry.

creditpersonal informationpersonal information protection act

郭珂彤

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哈尔滨商业大学,黑龙江 哈尔滨 150028

征信 个人信息 个人信息保护法

2024

黑河学院学报
黑河学院

黑河学院学报

影响因子:0.169
ISSN:1674-9499
年,卷(期):2024.15(11)