首页|中国多层次、多支柱农村老年收入保障体系改革研究

中国多层次、多支柱农村老年收入保障体系改革研究

扫码查看
提高农村老年收入是积极应对人口老龄化、实施乡村振兴战略以及扎实推动共同富裕的重要目标.经过多年发展,中国已初步形成了以最低生活保障制度为兜底,土地保障、家庭保障与城乡居民基本养老保险制度相结合的多渠道农村老年收入保障体系.但是,各渠道之间责任不清、关系不明,导致农村老年收入保障体系难以实现老年收入的充足性和可持续性.鉴于党的二十大报告提出"发展多层次、多支柱养老保险体系",结合中国农村的实际情况,借鉴世界银行的"五支柱"模式,本文将中国农村老年收入保障体系重构为"两层次、四支柱"模式.零支柱由最低生活保障制度和城乡居民基本养老保险制度中的基础养老金整合而成,承担基本层的基本保障功能;第二、第三和第四支柱分别是指土地保障、个人养老金制度和家庭保障,承担补充层的补充保障功能.在此基础上,提出健全中国多层次、多支柱农村老年收入保障体系的改革建议.
Improving the income of elderly people in rural areas is an important goal to actively respond to population aging,implement rural revi-talization strategies,and solidly promote common prosperity.After years of development,China has initially formed a multi-channel rural elderly income security system that combines land security,family security,and the basic pension insurance system for urban and rural residents,with the minimum living guarantee system as the foundation.However,the unclear responsibilities and relationships among various channels further lead to difficulties in achieving sufficient and sustainable income for the elderly in rural areas.Considering the proposal of'developing a multi-level and multi pillar pension insurance system'in the report of the 20th National Congress of the Communist Party of China,com-bined with the actual situation in rural China and drawing on the'Five Pillars'model of the World Bank,this article reconstructs the income security system for the elderly in rural China into a'Two Levels and Four Pillars'model,with the Zero Pillar being integrated from the basic pension of the minimum living guarantee system and the basic pension of urban and rural residents,assuming the basic guarantee function at the basic level;The second,third,and fourth pillars respectively refer to land security,individual pension system,and family security,assuming the supplementary pro-tection function of the supplementary layer.On this basis,propose reform suggestions for improving China's multi-level and multi pillar rural elderly income security system.

Rural elderly income security sys-temMulti-levelMulti-pillarRedeconstruction

王振振、施文凯、董克用

展开 >

农业农村部农村经济研究中心

中国财政科学研究院

中国人民大学公共管理学院

农村老年收入保障体系 多层次 多支柱 重新解构

农业农村部2024年度软科学课题项目教育部哲学社会科学研究重大课题攻关项目

RKX202402521JZD035

2024

宏观经济研究
国家发展和改革委员会宏观经济研究院

宏观经济研究

CSSCICHSSCD北大核心
影响因子:1.739
ISSN:1008-2069
年,卷(期):2024.(6)
  • 29