With the progress of science and technology,financial technology has gradually become an important force to promote economic development,and has also affected the consumption level of residents.Empirical study analyzes the specific influence of different dimensions of financial technology on the consumption level of residents in Heilongjiang Province.The study constructs 4 models with regression analysis method,investigates the impact of financial technology,financial technology development width,financial technology development depth and digitization level on residents'consumption level on the consumption level of residents.The results show that financial technology index,development width and development depth all have significant positive impact on residents'consumption level,while the impact of digital level is not as significant as the former.Heilongjiang Province should deepen the development of financial technology,pay attention to balance,strengthen risk prevention and control,and use the development opportunities of financial technology to promote financial service innovation,so as to inject new impetus to improve residents'consumption level and economic development.
维普
万方数据