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数字金融与流通产业协同集聚对区域经济韧性的影响

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基于我国2011-2021年30个省份地区的面板数据,构建固定效应模型、系统GMM模型和空间滞后模型,实证考察数字金融与流通产业协同集聚对区域经济韧性的影响.研究表明:数字金融与流通产业协同集聚直接提升区域经济韧性,且具有地区异质性;流通产业结构升级强化数字金融与流通产业协同集聚对区域经济韧性的提升效果,且表现为自东向西的递减趋势;数字金融与流通产业的协同集聚通过空间溢出提升邻近地区经济韧性.基于此,提出深化金融体系的数字化改革、加快数字金融服务与流通服务的统一大市场建设以及拓宽数字金融服务的覆盖范围等政策建议.
The Impact of Collaborative Agglomeration of Digital Finance and Circu-lation Industry on Regional Economic Resilience
Based on the panel data of 30 provinces and regions in China from 2011-2021,this pa-per constructs a fixed effect model,a systematic GMM model and a spatial lag model to empirically ex-amine the impact mechanism of the collaborative agglomeration of digital finance and circulation indus-tries on regional economic resilience.The research shows that the collaborative agglomeration of digital finance and circulation industry directly improves the resilience of regional economy,and has regional heterogeneity.The upgrading of the circulation industry structure strengthens the effect of digital finance and circulation industry synergy and agglomeration on regional economic resilience,and shows a decreas-ing trend from east to west.The collaborative agglomeration of digital finance and circulation industry enhances the economic resilience of neighboring regions through spatial spillovers.Based on this,the ar-ticle puts forward some policy suggestions,such as deepening the digital reform of the financial system,speeding up the construction of a unified market for digital financial services and circulation services,and broadening the coverage of digital financial services.

digital financecollaborative agglomerationcirculation industryregional economic resil-ience

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合肥共达职业技术学院 经济管理系,安徽 合肥 230000

数字金融 协同集聚 流通产业 区域经济韧性

2024

黄山学院学报
黄山学院

黄山学院学报

CHSSCD
影响因子:0.249
ISSN:1672-447X
年,卷(期):2024.26(4)