数字普惠金融对城乡融合发展影响机制研究——基于长三角地区经验证据
Impact mechanism of digital inclusive finance on urban-rural integration development-Empirical evidence based on panel data from the Yangtze River Delta region
张立 1韦震 1周建华2
作者信息
- 1. 湖州学院经济管理学院 ,浙江湖州 313000
- 2. 湖州师范学院经济管理学院 ,浙江湖州 313000
- 折叠
摘要
城乡融合发展是缩小城乡差距的重要路径之一,数字普惠金融为中国城乡融合发展提供了动力.以长三角地区地级市 2011-2021 年的面板数据为基础,采用计量模型检验数字普惠金融对城乡融合的影响.研究结果表明,数字普惠金融能显著改善城乡融合发展水平,并能通过影响家庭教育投入促进城乡融合水平;在数字普惠金融的构成维度、经济发展水平和地区上存在异质性.基于此,建议重视数字普惠金融对城乡融合发展的作用,促进要素自主有序流动,提高地区尤其是农村经济发展水平.
Abstract
Urban-rural integration development is a crucial pathway to narrowing the urban-rural gap,underpinned by the critical role of digital inclusive finance in China's development.Based on data from prefecture-level cities in the Yangtze River Delta region from 2011 to 2021,econometric models were constructed to explore the impact of digital inclusive finance on urban-rural integration.Findings indicate that digital inclusive finance can significantly boost urban-rural integration levels,through its impact on household educational investments;heterogeneity is pervasive in composition dimension of digital financial inclusion,economic development level and region.Consequently,it is recommended to focus on the impact of digital inclusive finance on urban-rural integration development,fostering an autonomous and orderly flow of economic factors,and enhancing regional economic development,particularly in rural areas.
关键词
城乡融合/数字普惠金融/教育投入/长三角地区Key words
urban-rural integration/digital inclusive finance/educational investment/Yangtze River Delta region引用本文复制引用
基金项目
国家社会科学基金一般项目(22BJY145)
浙江省软科学研究项目(2023C35044)
出版年
2024
NETL
NSTL
万方数据