Digital Inclusive Finance and Narrowing the Income Gap between Urban and Rural Residents
The narrowing of the income gap between urban and rural areas reflects the principles of social equity and common prosper-ity,which helps to improve the living standards and quality of rural residents.This article is based on the Peking University Digital Inclusive Fi-nance Index and uses provincial panel data from 2011 to 2022 to empirically analyze the impact of digital inclusive finance on the urban-rural income gap.The results indicate that:(1)The development of digital inclusive finance can effectively narrow the urban-rural income gap,and both the breadth of coverage and the depth of use indicators can also narrow the urban-rural income gap.(2)There is regional heterogeneity in the effect of digital inclusive finance on narrowing the urban-rural income gap.(3)Increasing the popularity of the Internet can increase the in-hibitory effect of digital inclusive finance on the urban-rural income gap.Therefore,it is necessary to improve and promote the digital inclu-sive finance system,build a sustainable digital finance ecosystem,and improve the digital inclusive finance to help narrow income gaps.
common prosperitydigital inclusive financeincome gap between urban and rural areas
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