The Development,Challenges,and Strategies of Inclusive Insurance in China
In recent years,significant achievements have been made in the exploration and development of inclusive fi-nance within the insurance industry.As a vital component of inclusive finance,inclusive insurance aims to provide fair and af-fordable insurance services to low-income and vulnerable groups.Through policy support,technological innovation,and product diversification,inclusive insurance has gradually expanded its coverage and enhanced financial inclusion.Practical ex-perience across regions indicates that close cooperation between the government,insurance companies,and social organizations is essential for high-quality development in inclusive insurance.Additionally,the application of digital tools has significantly improved the efficiency and accessibility of financial services.Moving forward,further improvement of regulatory policies,strengthening of risk management,and enhancement of financial education for residents will be crucial for promoting the sus-tainable development of inclusive insurance.
inclusive financeinclusive insuranceagricultural insuranceinclusive health insurance
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