Prospective Analysis of the Mechanism and Policy Effects of Delayed Retirement
China's gradual delayed statutory retirement age reform is set to be officially implemented on January 1,2025.Implementing delayed retirement is an inevitable choice to actively address population aging and requires a broad perspective and long-term view to understand and leverage its significance.During the progressive implementation phase,an in-depth analysis of the mechanism of delayed retirement is essential.This paper uses the life-cycle theory of macroeconomics and a general equilibrium perspective to systematically explain the mechanisms of delayed retirement in terms of human capital,em-ployment,income,finance,and social security.Additionally,it conducts a forward-looking analysis of the potential policy ef-fects,aiming to encourage voluntary delayed retirement decisions among individuals and provide theoretical support for the co-ordinated optimization of the labor employment system and pension system.
delayed retirementhuman capital effectemployment effectincome effectfiscal and social security effect
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