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农业保险助力耕地地力保护实践探索与优化研究

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民以食为天,食以土为本.耕地地力是保障粮食安全、实现乡村振兴的基础,高标准农田建设是提升耕地质量的重要举措.本文在归纳中国耕地保护制度发展的基础上,分析引入市场化保护机制的必要性.试点案例分析结果表明,高标准农田责任险补齐了农田建后管护短板,确保了良田的有效利用,但缺少对耕地地力的保障;在政府补贴和"以奖代补"模式下,耕地地力指数保险激发了农户保护耕地的积极性与主动性,显著提升了耕地质量.基于试点成效,应将高标准农田IDI和耕地地力指数保险相结合,加大耕地保护保险的支持力度,以推动耕地质量提升和农业高质量发展.
Exploration and Optimization Research on Agricultural Insurance Helping Cultivated Land Conservation Practice
Food is the first necessity of the people,and the soil is the basis of food.Cultivated land fertility is the basis of ensuring food security and realizing rural revitalization,and high-standard farmland construction is an important measure to improve cultivated land quality.On the basis of summarizing the development of cultivated land protection system in China,this paper analyzes the necessity of introducing market-oriented protection mechanism.The results of the pilot case analysis show that the high-standard farmland liability insurance fills the shortcomings of farmland management and protection after construction,ensuring the effective use of fertile land,but lacking the protection of cultivated land fertility;Under the govern-ment subsidy and the mode of"replacing compensation with awards",the index insurance of cultivated land fertility has stimu-lated the enthusiasm and initiative of farmers to protect cultivated land,and significantly improved the quality of cultivated land.Based on the pilot results,this paper proposes to combine high-standard farmland IDI with farmland fertility index insurance,and suggests that the state should increase the support of farmland protection insurance to promote the improvement of culti-vated land quality and the high-quality development of agriculture.

cultivated land fertilitycultivated land fertility index insurancerural revitalizationhigh standard farmland

王明高、田婧

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山东工商学院金融学院

耕地地力 耕地地力指数保险 乡村振兴 高标准农田

国家社会科学基金重点项目

22ATJ005

2024

价格理论与实践
中国价格协会

价格理论与实践

CSTPCDCHSSCD北大核心
影响因子:0.54
ISSN:1003-3971
年,卷(期):2024.(9)