Study on the Realistic Way to Promote the High Quality Development of Pension Industry Finance in China
Population aging is a fundamental reality that China will face for a long time.Promoting the organic integra-tion of the financial system and the pension system,while fully leveraging the functions and roles of finance,can effectively promote the rapid and stable development of the pension sector.This article analyzes the theoretical connotation and current development status of the pension industry finance in China,highlighting the main challenges faced:the financing structural contradictions that constrain the development layout of the pension industry,the limited participation of capital markets that restrict the scale of the pension industry,and the product structural contradictions that affect the service capacity of the pension industry.It suggests that we should increase policy support with the goal of ensuring security,promote a rational layout of the pension industry,drive capital operations with development as the motivating force to assist the large-scale operation of the pension industry,and orchestrate product innovation with market orientation to enhance the quality and effectiveness of pen-sion industry services,thereby promoting the high-quality development of pension industry finance in China.
pension industry financehigh quality developmentmulti-pillar pension systemcollaborative innovation