The Problems and Improvement Paths in the Legislation of China's Credit Repair Mechanism
Credit repair is an important part of the construction of the social credit system,and an important mechanism to guarantee the rights of the discredited and realize the goal of an honest society.The credit repair mechanism,which is still being explored,faces low several issues,such as a low legislative hierarchy,insufficient authority,limited methods of repair,conflicts between rights,disparate repair procedures,lack of uniformity,weak supervision mechanisms,and the potential for abuse of public power.To address these issues,this paper proposes a"micro legislation"for credit repair,establishing credit repair methods based on the type of dishonest behavior;clarifying the time limits for credit repair and perfecting the relief mechanism through internal objections and external litigation;establishing a mechanism for accountability and assessment in credit repair and a tracking and investigation mechanism for applicants,thus strengthening the supervision system of credit repair.