Rural Finance Serves the Construction of an Agricultural Powerhouse:Foundational Capacity,Weaknesses and Innovative Pathways
Rural finance urgently needs innovation to effectively meet the strategic requirements for building an agricul-tural powerhouse.At present,the effectiveness,convenience and accessibility of financial services in China's rural areas have been significantly improved,and the basic capacity to serve the construction of an agricultural powerhouse is already in place.However,there is still a need to further address weak links,such as micro-mechanism and channel deficiencies,internal imbal-ances in the service system,external financing premiums,significant urban-rural"digital divide,"insufficient innovation capa-bilities,and ineffective overall coordination.To serve the construction of an agricultural powerhouse in an innovative manner,ru-ral finance needs to accelerate its transformation from"poverty alleviation finance+inclusive finance"to"inclusive finance+in-dustrial finance,"from bank dominance to"bank+market"dual dominance,from supporting ecological poverty alleviation to serving rural green development,from information isolation to an open credit information platform,from traditional financial sup-port to financial technology empowerment,and from development incentives to overall development and security,so as to realize the synergy of"effective markets,responsive governments and strong institutions".
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维普
