首页|数字金融安全与治理的政治经济学分析

数字金融安全与治理的政治经济学分析

扫码查看
数字技术与金融业务的深度融合在创新金融活力的同时提高了数字金融治理难度.金融资本与数字资本基于总体性特征与寄生性特征相互渗透,引发两类金融风险.为了维护数字金融安全,需处理好数字金融安全与整体金融安全、数字金融安全与数字经济发展、国内金融安全与国际金融安全之间的关系,在完善数据保护法律法规、充分发展数字经济的基础上发挥数字金融对实体经济的赋能作用.对内需加快数字金融科技研发、加强数字金融治理、完善数字服务体系、建设数字金融强国,对外需参与跨境数据贸易规则与金融数据跨境流动规则制定、畅通金融数据跨境流动、提高国际数字金融竞争实力与话语权.
Political Economy Analysis of Digital Financial Security and Governance
The deep integration of digital technology and financial business has increased the difficulty of digital financial governance while innovating financial vitality.Financial capital and digital capital infiltrate each other based on total and para-sitic characteristics,resulting in two types of financial risks.One is the independent financial risk such as the collapse of the se-curities market,hyperinflation,and batch bankruptcy of banks;the other is the embedded financial risk such as the failure of the real economy empowerment and the use of digital finance by other countries to control the lifeblood of their own real economy.To maintain digital financial security,it is necessary to properly handle the relationship between digital financial security and over-all financial security,digital financial security and digital economic development,domestic financial security and international fi-nancial security,and give full play to the empowering role of digital finance in the real economy on the basis of improving data protection laws and regulations and fully developing the digital economy.Domestically,it is necessary to accelerate the research and development of digital financial science and technology,strengthen digital financial governance,improve the digital service system,and build a strong digital financial country.Internationally,it is necessary to participate in the formulation of cross-border data trade rules and rules for cross-border flow of financial data,smooth the cross-border flow of financial data,and im-prove the competitive strength and discourse power of international digital finance.

Digital FinanceFinancial SecurityDigital EconomyData Protection

石先梅

展开 >

中国人民大学马克思主义学院

数字金融 金融安全 数字经济 数据保护

2024

经济学家
西南财经大学 四川社会科学学术基金会(新知研究院)

经济学家

CSTPCDCSSCICHSSCD北大核心
影响因子:2.594
ISSN:1003-5656
年,卷(期):2024.(8)