Optimal profit combination planning for credit cards based on QUBO model
In the business of bank credit card or related loans,in order to maximize the bank's income and facilitate the bank's credit to customers,we set different thresholds for different credit cards to conduct portfolio,normalize the simulation data,establish the Quadratic Unconstrained Binary Optimization(QUBO)model of the optimal portfolio of credit cards,and use Simulated annealing algorithm to solve the model to obtain the maximum income threshold combination of a single credit card and three credit cards.Further optimize the Quadratic Unconstrained Binary Optimization(QUBO)model through quantum dimensionality reduction methods,ultimately obtaining a dual optimal combination of credit card selection and threshold,obtaining maximum returns and assisting in improving the bank's business competitiveness.
万方数据
维普
