摘要
2021年4月,中共中央办公厅、国务院办公厅印发了《关于建立健全生态产品价值实现机制的意见》,明确提到加大绿色金融支持力度.当前,信贷支持生态产品价值实现面临行业刚起步、市场风险大;生态产品价值核算、信息披露及确权交易法律不健全;人才、服务及政策支撑薄弱等制约.建议加快推动生态产品行业发展,健全生态产品价值信息核算、披露及确权交易基础,强化人才、技术服务和政策保障.
Abstract
Exploring the realization of the value of ecological products is an important starting point to practice the idea of ecological civilization and the"two mountains theory".In April 2021,the two Offices of the Communist Party of China(CPC)issued the Opinions on Establishing and Improving the Mechanism for Realizing the Value of Ecological Products,which explicitly mentioned increasing support for green finance while outlining the blueprint.At present,the obstacles of difficulty,mortgage,transaction and realization of ecological products are still deeply rooted,and traditional credit products cannot be successfully involved.Therefore,it is urgent to carry out green credit product innovation to promote the realization of ecological product value.Firstly,this paper analyzes the direction and premise of credit product innovation to promote the realization of ecological product value from both supply and demand.Then it systematically analyzes the constraints faced by innovative credit products.Finally,the paper draws on the domestic innovation experience of green credit to promote the value realization of ecological products,and puts forward targeted policy suggestions.