With the development of the digital economy,digital assets have become an important production factor and have received explicit support at the policy and regulatory levels.Specifically,the financial accounting treatment of digital assets marks their formal role in enterprise operations.For Chinese commercial banks,the entry of digital assets into financial statements not only offers new business models and revenue opportunities but also presents technical challenges,compliance requirements,and risks of market volatility.Therefore,banks need to take a series of measures to adapt to these changes,including upgrading technology,perfecting compliance systems,refining risk management operations,and enhancing customer service and educational training.Moreover,improving the regulatory framework for digital assets,strengthening awareness of risk education,and establishing cross-domain collaboration platforms are of significant importance for promoting high-quality digital transformation in Chinese commercial banks.
关键词
数字资产入表/商业银行数字化转型/风险管理/监管合规
Key words
Digital Asset Entry/Digital Transformation of Commercial Banks/Risk Management/Regulatory Compliance
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