金融发展评论2024,Issue(5) :85-95.

国债下乡存在的问题与对策分析——基于吉林省的问卷调查

Analysis of the Problems and Countermeasures of Sending National Debt to the Countryside:Based on a questionnaire survey in Jilin Province

郑嘉泰
金融发展评论2024,Issue(5) :85-95.

国债下乡存在的问题与对策分析——基于吉林省的问卷调查

Analysis of the Problems and Countermeasures of Sending National Debt to the Countryside:Based on a questionnaire survey in Jilin Province

郑嘉泰1
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作者信息

  • 1. 中国人民银行辽源市分行
  • 折叠

摘要

近年来,人民银行一直将"国债下乡"作为推进乡村振兴的重要抓手,在不断的推进和完善中取得了较好的成绩,但受到一些制约因素影响,农村地区居民国债购买力仍然无法被充分释放.本文基于基层央行视角,以912份调查问卷结果为基础探寻目前吉林省地区国债下乡面临的困境,通过进一步分析找出目前国债下乡发展面临的发行时间错配、购债渠道受限、宣传力度不足、激励机制执行不到位四项制约因素,并从加大巡查力度、完善考核机制、丰富发行品种、健全承销体系四方面提出对策建议,以期解决农村地区国债市场缺位的实际问题,为未来农村地区储蓄国债市场的扩大提供政策参考.

Abstract

In recent years,the People's Bank of China has always taken"national debt to the countryside"as an important starting point to promote rural revitalization,and has achieved good results in the continuous promotion and improvement,but affected by some constraints,the purchasing power of rural residents'national debt still cannot be fully released.Based on the perspective of grassroots central banks and the results of 912 questionnaires,this paper explores the current difficulties faced by the government bonds going to the countryside in Jilin Province.Through further analysis,it finds out the four constraints faced by the current development of government bonds going to the countryside:mismatching of issuance time,limited channels of bond purchase,insufficient publicity,and inadequate implementation of incentive mechanism.Countermeasures and suggestions are put forward from the four aspects of increasing inspection,improving assessment mechanism,enriching issuance varieties and improving underwriting system,in order to solve the actual problem of the shortage of national debt market in rural areas,and provide policy reference for the expansion of savings national debt market in rural areas in the future.

关键词

乡村振兴/国债下乡/制约因素/对策建议

Key words

Rural Revitalization/National Debt to the Countryside/Restrictive Factors/Countermeasures and Suggestions

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出版年

2024
金融发展评论
中国人民银行乌鲁木齐中心支行,中国金融学会,新疆金融学会

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