As a widely used regional industrial policy,the impact of economic development zones on urban inclusive finance has yet to be determined.This article uses web crawler technology to collect financial licenses,and combines data from city statistical yearbooks and development zone review announcement catalogs to analyze the impact and mechanism of economic development zones on inclusive finance in cities in China.The study finds that economic development zones has significantly promoted the development of inclusive finance in cities in China,and the results are robust.Heterogeneity analysis further finds that,provincial development zones have a stronger impact than national development zones,and economic development zones have a stronger impact in the central and western regions than in other regions.Mechanism test shows that the establishment of economic development zones has a significant promotion effect on the proportion of fiscal expenditures,transportation infrastructure and the average income of residents.Through these three channels,it promotes the development of inclusive finance in cities in China.This article can provide useful reference for the optimization of Chinese economic development zone policies and the construction of a high-quality inclusive financial system.
economic development zoneinclusive financeweb crawler technology
NETL
NSTL
万方数据
