The Construction Path of Provincial Credit Banks:Elements,Models,and Configuration:Qualitative Comparative Analysis of Fuzzy Sets Based on Cases from 25 Provinces
Currently,most provinces are advancing the construction of credit banks,each with its own unique factors.Under dif-ferent combinations of factors,the progress of credit bank construction varies.To explore the impact of different factor combina-tions on the construction of credit banks,this study takes 25 provincial credit bank construction cases as the research object and uses fuzzy set qualitative comparative analysis methods.The study finds that there are three development paths for promoting credit bank development:comprehensive advancement,policy-driven,and motivation-driven.Based on the case analysis,it is suggested that in economically underdeveloped areas,the credit bank construction can be promoted by improving various factors in government leadership;while in economically developed areas,the development can be driven by improving various factors.In economically developed areas with limited government support,it is more suitable to break through construction bottlenecks through project pilots and tap the transformation needs of social learning achievement.