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扩大保险服务业高水平开放的方向

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扩大保险服务业开放是实现金融业和服务业高水平开放的重要内容,也是保险服务业高质量发展的本质要求.扩大保险服务业开放有助于优化保险市场资源配置、促进保险服务业的创新与发展,进而提升我国保险服务业的国际竞争力.但同时,一定程度上会对国内现有保险市场和业务造成冲击,加大相应的跨境风险,同时对相应的法律监管和行业人才培养也提出了更高要求.需要"引进来"和"走出去"协同发展、稳步扩大保险服务业制度型开放、防范和化解相关跨境风险以及不断增强本土保险企业国际竞争力.为此,要在优化市场准入制度、提升保险服务业的创新能力与服务水平、培养高素质专业人才队伍、完善保险服务业的监管体系与政策环境等方面提供政策支持.
Direction of Expanding High-level Opening up of the Insurance Service Industry
Expanding the opening of the insurance services industry is an important part of achieving a high-level opening in both the financial industry and the service industry.It is also essential for the high-quality development of the insurance services industry.Expanding access to the insurance service industry can optimize the allocation of insurance market resources,and promote the innovation and development of the insurance service industry,thereby enhancing the international competitiveness of China's insurance industry.However,at the same time,this expansion may also impact the existing domestic insurance market and business to a certain extent,increase the corresponding cross-border risks,and also put forward higher demands for the corresponding legal supervision and industry talent training.It is necessary to coordinate the development of"bringing in"and"going out",steadily expand the institutional opening of the insurance service industry,prevent and resolve relevant cross-border risks,and continuously enhance the international competitiveness of domestic insurance companies.To this end,policy support should be provided in optimizing market access systems,improving the innovation ability and service level of the insurance service industry,cultivating high-quality professionals,and improving the regulatory framework and policy environment of the insurance services industry.

High-quality DevelopmentInsurance Service IndustryHigh-level International OpeningInstitutional Opening

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广东外语外贸大学金融学院,广东 广州 510006

高质量发展 保险服务业 高水平对外开放 制度型开放

2024

开放导报
综合开发研究院(中国·深圳)

开放导报

CHSSCD
影响因子:0.615
ISSN:1004-6623
年,卷(期):2024.(1)
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