Research on the Impact of Digital Financial Inclusion on Immigrant Entrepreneurship:Analysis Based on CMDS Data
Based on the 2017 China Migrants Dynamic Survey and the digital financial inclusion index da-ta,this paper analyzes the impact of digital financial inclusion on the entrepreneurship of the floating population.it is found that digital financial inclusion has a significant positive effect on the entrepre-neurship of the floating population.From the analysis of the sub-indices of the financial inclusion,it is found that the financial inclusion index mainly promotes the entrepreneurship of the floating population through two aspects:the breadth of coverage and the depth of use.The analysis of heterogeneity shows that digital financial inclusion has a more significant impact on the entrepreneurial choices of individuals with rural household registration in the city,or individuals with low education levels and the low-income groups.It shows a clear"digital dividend"effect rather than a"digital dividend"effect.The paper shows that digital financial inclusion has the characteristics of inclusiveness for the entrepreneurial ac-tivities of the floating population.
Digital Financial InclusionFloating PopulationBreadth of CoverageUse DepthEntre-preneurial Choices