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金融素养对大学生创业意愿的影响

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基于三元交互理论与班杜拉社会学习理论,探讨金融素养对大学生创业意愿的影响,以及角色榜样与高校创业环境的调节作用.通过问卷量表搜集创业意愿,以及基本金融知识检测衡量金融素养,以此数据构建分层广义线性模型.研究结果显示:金融素养对于大学生创业意愿具有显著正向影响;高校创业环境起正向调节作用;角色榜样的调节作用不显著.从财务与金融视角探索了金融素养与角色榜样以及高校教育环境的交互作用,拓展了对高校大学生创业意愿的研究.
The Impact of Financial Literacy on College Students' Entrepreneurial Willingness
Based on the Triadic Reciprocal Causation Theory and Bandura's Social Learning Theory,explores the influence of financial literacy on the entrepreneurial intention of college students,as well as the moderating roles of role models and the university entrepreneurial environment.Entre-preneurial intention was assessed through a questionnaire,and financial literacy was measured by a basic financial knowledge test.A hierarchical generalized linear model was constructed using this da-ta.The research findings indicate that financial literacy has a significant positive impact on the en-trepreneurial intention of college students,and the university entrepreneurial environment plays a positive moderating role in this process.However,the moderating role of role models in this process is not significant.This paper investigates the interaction between financial literacy,role models,and the university educational environment from a financial perspective,expanding the re-search on college students'entrepreneurial intention in the context of higher education institutions.

Financial LiteracyCollege Student Entrepreneurial WillingnessUniversity Entrepreneurial EnvironmentRole ModelStratified Generalized Linear Model

陈雪、胡剑冰、朱启慧

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深圳大学 管理学院,广东 深圳 518060

金融素养 大学生创业意愿 高校创业环境 角色榜样 分层广义线性模型

深圳市教育科学规划课题广东省本科高校在线开放课程指导委员会研究课题

DWZZ210032022ZXKC389

2024

科技创业月刊
湖北省科技信息研究院

科技创业月刊

影响因子:0.254
ISSN:1672-2272
年,卷(期):2024.37(2)
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