An Empirical Study on the Impact of Digital Inclusive Finance on Regional Innovation Performance
In the context of＂dual circulation＂,innovative development has become the key to building a new development pattern.The rise of digital inclusive finance has brought significant changes to tradi-tional financial models and has had a significant impact on regional innovation performance.This article selects data from 31 provinces(regions,cities)in China from 2011 to 2020 as research samples to em-pirically study how digital inclusive finance affects regional innovation performance.The research re-sults show that the development of digital inclusive finance can help alleviate financing problems and promote the improvement of regional innovation performance;The analysis of intermediary mecha-nisms shows that digital inclusive finance can indirectly increase research and development intensity,thereby promoting the improvement of regional innovation performance;The analysis of regulatory mechanisms indicates that with the improvement of human capital level,the promoting effect of digital inclusive finance on regional innovation performance gradually weakens;Heterogeneity analysis shows that digital inclusive finance has a more significant effect on improving regional innovation performance in large cities.This article explores the impact of digital inclusive finance on regional innovation per-formance through a series of empirical tests,providing some ideas for local governments on how to This provides some ideas for local governments on how to promote innovative development.
Digital Inclusive FinanceRegional InnovationR&D IntensityPerformance Human Cap-ital
万方数据
维普
