Green Credit Research Effects on the Competitiveness of City Commercial Banks
With the increasing concern of the global environmental crisis,banking institutions in various countries and regions began to pay attention to the field of green credit,and have devoted themselves to green credit business,and achieved certain results.It is the key to realize the green transformation and sustainable development of China's economy to explore the inner driving force that inspires China's commercial banks to develop green credit,improve financial innovation mechanism and enhance their core competitive ability.At present,the focus of the implementation of green credit is to implement the local,so the city commercial banks in various provinces and cities are particularly important.This pa-per selects 29 urban commercial banks in China from 2010 to 2022,constructs a competitiveness evalu-ation system through factor analysis,and studies the impact of green credit on the competitiveness of urban commercial banks through the differencd-difference model.At the same time,in order to reveal the mechanism,the intermediate effect model is added to carry out the corresponding empirical analy-sis.It is found that green credit not only has a positive impact on the competitiveness of urban commer-cial banks,but also can improve the competitiveness of urban commercial banks by controlling risks.Based on the above conclusions,some policy suggestions are provided for the implementation of green credit from the perspective of banks and countries.
Green CreditDouble DifferenceCommercial Bank Competitiveness
万方数据
维普
