In the era of digitalization,80%of industries have undergone digital transformation,which has also put forward new transformation requirements for education.Teachers should actively utilize information technology for curriculum teaching reform."Commercial Bank Operation and Management"is a course closely related to commercial banks in the process of digital transformation.Starting from analyzing the learning situation of students and linking it with the teaching pain points of teachers,under the guidance of a results oriented educational philosophy,the article adheres to student-centered education and cultivates composite financial talents with both moral and physical abilities as the teaching engine.From four dimensions of concept guidance,method innovation,content reconstruction,and evaluation optimization,it constructs a high-quality teaching situation to drive curriculum teaching reform.