Configuration Analysis of Digital Finance Drive Innovation in Micro and Small Enterprises
This paper divides the innovation in micro and small enterprises into technological innovation,organizational innovation,service innovation,marketing innovation and cultural innovation,and uses the fuzzy-set qualitative comparative analysis(fsQCA)method to analyze how digital financial elements drive the innovation in micro and small enterprises from a configuration perspective.The results show as follows:individual digital financial elements do not constitute a necessary condition for improving innovation in micro and small enterprises,but the joint effect of different elements can effectively promote 5 types of innovation.There are differences in the configurations that digital finance drives different types of high innovation in micro and small enterprises,but internet credit exists as a core condition in each configuration.What's more,the configuration of digital finance driving micro and small enterprises with different types of high innovation can be summarized into 3 driving modes:depth-dominant driving mode,breadth-depth synergistic development driving mode and diversified and balanced development driving mode.Therefore,in the process of promoting the innovative development of micro and small enterprises,it is not only necessary to rationally plan the differential development of different digital financial elements according to regional conditions,but also to implement strategies according to the type of innovation,so as to give full play to the incentive effect of digital finance on the various innovations in micro and small enterprises.
digital financemicro and small enterprisesinnovation heterogeneityfuzzy-set qualitative comparative analysis
万方数据
维普
