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数字技术与金融服务业融合度测算与分析

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为推动数字经济产业和金融服务业的深度融合助力金融服务业数字化转型,从技术角度对数字技术和金融服务业的融合度进行测算和分析.首先运用赫芬达尔指数法,对 2013-2022 年我国的数字技术与金融服务业的融合度进行了测算,然后针对测算结果对其融合趋势、融合的行业结构和技术结构进行了比较分析.最后,为促进我国数字技术和金融服务业融合发展提出了相关政策建议:一是布局顶层设计引导数字技术的发展和深化应用;二是制定差异化融合战略助力数字技术与不同细分行业的融合;三是培养复合型人才搭建融合的桥梁.
Measurement and Analysis of the Integration of Digital Technology and Finance
In order to promote the deep integration of digital economy industry and finance and help the digital transformation of finance,this paper intends to measure and analyze the integration degree of digital technology and finance from the technical point of view.Firstly,The Herfindhal index method in this paper is used to measure the integration degree of Chinese digital technology and finance from 2013 to 2022,and the integration trend,the industry structure and technical structure of integration are compared and analyzed according to the result.Finally,relevant policy suggestions are put forward to promote the integration and development of Chinese digital technology and finance:The first step is to develope the top-level design to guide the progress and deepening application of digital technology;The second is to formulate a differentiated integration strategy to promote the integration of digital technology and different sub-sectors;The third is to cultivate compound talents as a bridge of integration.

digital technologyfinanceindustrial convergencedegree of integration

易秋平、黄剑梅

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湖南科技大学商学院,湖南湘潭 411201

集美大学财经学院,福建厦门 361021

数字技术 金融服务业 产业融合 融合度

国家社会科学基金一般项目

21BJL075

2024

科技管理研究
广东省科学学与科技管理研究会

科技管理研究

CSTPCDCHSSCD
影响因子:0.779
ISSN:1000-7695
年,卷(期):2024.44(9)
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