Research on the Digital Transformation and Development Path of the Pension Finance in Local Corporated Banks
Faced with the challenge of aging population,it is necessary for local corporated banks to meet the specific financial needs of the elderly through digital transformation.Through case studies,comparative studies and data analysis,this paper discusses how digital transformation can enhance financial services for the elder-ly,and proposes a series of strategies,including strengthening the linkage between offline service networks and communities,investing in key digital technologies,building professional digital teams,and upgrading digital skills of employees,which will help local corporated banks to provide more personalized and convenient pen-sion financial services,enhance the loyalty of elderly customers,and stand out in a competitive market.It also emphasizes that clear strategic objectives,reasonable execution path planning and effective monitoring mecha-nism are essential for implementing strategies.The research results not only provide practical guidance for local corporated banks,but also have a far-reaching impact on the development of the banking business and the satis-faction of needs for social pension finance.
digital transformationpension financelocal incorporated bankcustomer loyalty
NETL
NSTL
万方数据
