Institutional Practice of Advancing the Development of the Third Pillar Individual Pension in Switzerland in a Coordinated Manner
With a developed financial industry and an inclusive cultural atmosphere,Switzerland was an pioneer in establishing the three pillars of pensions:the first pillar covers the entire population but the level of treatment is limited to meet the most basic needs for survival;the second pillar complements the laborer pension and maintain the basic standard of living;the third pillar is flexible and versatile to meet living standards of higher quality retirement life.On this basis,Switzerland's third pillar individual pension system design takes the synergy of different goals into full consideration.It not only takes users as the center,improving the user experience from the aspects of product sales,selection and operation,and conforming to the market goals,but also takes into account macroeconomic goals,mesosystem goals and microsystem goals,achieving the positive circular development of the third pillar.
Switzerlandgoal collaborationthe third pillarindividual pension
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