Spatio-temporal evolution and influencing factor analysis of high-quality development of policy-based forest insurance
In the critical intertwined period of global climate change intensification and high-quality economic development in China,the high-quality development of policy-based forest insurance is of great significance for improving the capability of forestry to adapt to climate change and deepening the reform of collective forest tenure system.Based on the panel data from 2013 to 2021,by using empowerment method and kernel density estimation,this paper quantitatively measured the high-quality development level of policy-based forest insurance in China,and analyzed its spatio-temporal evolution characteristics,then used two-way fixed effects model to explore the impact of policy-based forest insurance market demand and market concentration on its high-quality development,and verified the moderating effect of government financial premium subsidies.The results showed that:Firstly,over time,the high-quality development level of policy-based forest insurance in China had a steady improvement trend,with the national average stabilizing between 0.20 and 0.30,but it was still at a low development level.Second,the regional imbalance in the high-quality development of policy-based forest insurance in China was obvious,the average value in the western regions(0.40)was higher than that in the eastern and central regions(0.26),and there was a phenomenon of polarization,and the"Matthew effect"was becoming more and more obvious,but the regional imbalance was gradually alleviated.Third,at present,the main driving force of high-quality development of policy-based forest insurance was still"quantitative expansion"(0.54),while"qualitative improvement"(0.46)had great potential for future development.Fourth,the expansion of forest insurance market demand and the reduction of market concentration were the endogenous driving forces for policy-based forest insurance to achieve high-quality development,and the moderating effect of financial premium subsidies was obvious,which strengthened the positive impact of market demand on its high-quality development,but did not weaken the negative effect of market concentration.Based on this,this paper proposed to guide forestry management entities to take the initiative to insure,encourage moderate competition in the policy-based forest insurance market,and implement differentiated premium subsidy policy.
NETL
NSTL
万方数据
维普
