Digital Inclusive Finance and Rural Household's Income——Taking the 16 Cities in Anhui Province as an Example
This study is based on the Digital Financial Inclusion Indes of Peking University and the per capita disposable income of rural house-holds in 16 cities of Anhui Province from 2011 to 2020,analyzing the impact of digital financial inclusion on rural household's per capita disposable income and its heterogeneity using a fixed-effect model.The empirical results show that digital inclusive finance is generally conducive to increasing the per capita disposable income of rural residents,and in-depth research on the coverage breadth,depth of use and digitization degree of digital in-clusive finance shows that the three significantly promote rural residents'income,among which the coverage breadth has the most obvious effect.From the perspective of heterogeneity,digital inclusive finance has the most obvious effect on the growth of transfer income for famers in Anhui province,followed by wage income and operational income,and has no significant impact on property income.In addition,digital financial inclusion was the most effective in boosting the income of farmers in the Anhui Province's Yangtze River Plain Region,followed by mountain areas,and the least signif-icant impact was in the Huaibei Plain.In order to promote regional coordinated development,raise farmers'financial demand and increase income,some suggestions are put forward.
digital inclusive financerural household's incomeheterogeneity impact
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