Digital finance is a revolutionary product of the deep integration of finance and science and technology in the era of digital economy.Many scholars have studied the economic effects generated by the development of digital finance.In this paper,literature review is adopted to review and summarize literatures related to digital finance in the past two years,and it is found that digital finance has a multi-dimensional impact on economic activities.Mainly involved in the enterprise sector,banking sector,household sector and macroeconomic research.In terms of its impact on the corporate sector,the development of digital finance has solved the problem of corporate financing constraints,improved the total factor productivity,financial performance and innovation level of enterprises,and promoted enterprises to achieve high-quality development.In terms of its impact on the banking sector,the development of digital finance has improved the operational efficiency,profitability and innovation level of banks,prompting banks to better serve the real economy.In terms of its impact on the household sector,digital finance has improved the allocation efficiency of the household financial asset portfolio,increased the income level and consumption level of residents,and reduced the poverty level of rural households.In terms of the impact on the agricultural sector,digital finance has promoted the high-quality development of the rural economy,increased the income level of rural residents,and increased the consumption level of rural residents.In terms of its impact on the macro economy,digital finance promotes the upgrading of industrial structure,improves the effectiveness of monetary policy,and promotes high-quality economic development.
Digital FinanceCorporate SectorBanking SectorHousehold SectorAgricultural SectorMacroeconomy
NETL
NSTL
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