The Organic Integration of Digital Public Services and Financial Services:A Pathway for the Development of Digital Inclusive Finance
The digital transformation of rural public services in current practices isprimarily manifested through the integration of digital public service platforms intorural social life.This integration facilitates the interconnection between digital publicservices and financial services.The technological characteristics of digital publicservice platforms,which integrate multifaceted data and digitally twin the public life ofrural residents,have the potential to mitigate information asymmetry,popularize basicfinancial services.reduce financial transaction costs.and increase the accessibility andspecificity of financial products.This paper delineates the typical features of ruraldigital public service platforms and.using these as a contextexamines the impact ofdigitalized public services on rural inclusive finance from a supply and demandperspective.It also explores the reciprocal effects of the development of rural inclusive finance on the digital transformation of rural public services.Under appropriate policydesign,the organic integration of digital public services and financial services can serveas a viable pathway to promote the development of digital inclusive finance.
Rural Public ServicesRural Inclusive FinanceDigital TransformationDigital Villages
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NSTL
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