How can Digital Financial Inclusion Alleviate the Relative Poverty of Rural Households?
Using the Peking University Digital Financial Inclusive Index and the 2019 Southwestern University of Finance and Economics China Household Finance Survey data,using the Probit model and the intermediary effect test to analyze the mechanism of digital financial inclusion to reduce the relative poverty of rural households,empirical findings:digital financial financial inclusion significantly relieves rural households Relative to poverty,the effect of digital financial inclusion on rural households in the eastern region is more significant than that in the central and western regions.From the impact mechanism,it is found that digital financial inclusion increases the economic opportunities of farmers and promotes farmers'participation in the entrepreneurial market,thereby alleviating the relative poverty of farmers.From the analysis of heterogeneity,the use of digital inclusive finance by households with low to middle-income and high education levels has a more significant impact on alleviating relative poverty.The article uses different methods to prove the robustness of the conclusions.
Digital InclusivenessRelative PovertyMarket ParticipationMechanism Analysis
万方数据
维普
