The Experience and Enlightenment of Risk Prevention System Construction of Japan's Agricultural Cooperative Financial System
This article reviews the experience of Risk Prevention System Construction of Japan's Agricultural Cooperative Financial System,and puts forward some targeted suggestions for China's rural cooperative financial reform and improvement.The study finds that Japan's Agricultural Cooperative Financial System has a long history of development,which plays a significant role in providing ample funds for rural economic development during the transition from traditional to modem agriculture which provides sufficient funds for the development of rural economy in the process of the development of Japanese agricultural from traditional social stage to modem agriculture.It notably contributed to the revitalization of rural areas,characterized by a sound legal system,well-established service infrastructure,adherence to democratic management,and a closed-community service approach.Strongly promote the level of agricultural mechanization and technology,significantly promote rural revitalization.By establishing agricultural guarantee system,chattel debt guarantee financing system,deposit insurance system,external and internal supervision system,which have played an important role in adjusting funds and balancing risk,strengthening the stability of the system,ensuring the compliance and efficiency of the whole operation.It is suggested to strengthen the construction of laws and regulations,to strengthen the construction of supervision system,to improve the intemal control system,to enhance the members credit,to build a national risk prevention system as well as to establish a risk reserve system.
Japanese Agricultural CooperativeCooperative Financial SystemFinancial RiskRisk Prevention