Embedded Interaction:Mechanism Explanation and Promotion Strategy of Rural Credit System Construction——The Qualitative Analysis Based on Grounded Theory
Currently,China is building a rural credit system with financial credit as the core and public credit as the extension,which is of great strategic significance for building modernization of agriculture and rural areas and comprehensively promoting rural revitalization.By systematically sorting out the documents of the four joint conferences in Anhui Province from 2019 to 2023,as well as the special reporting materials of 16 cities,and conducting field investigations in seven selected areas and counties in September and October 2023,the construction of the rural credit system in Anhui Province was studied.The grounded theory was used to carry out three-level coding,construct theoretical models,and explain theoretical mechanisms.Research has found that the rural credit system in Anhui Province has significant characteristics of"embedding and interaction".The interactive mechanism of multi-dimensional embedding promotes multi-dimensional collaboration,promoting the gear effect of financial cycle,credit cycle,industrial cycle,data cycle,etc.,forming an efficiency loop of system linkage and cycle continuation.This requires grasping the depth of embedding and constructing an institutional system with smooth individual circulation and strong external connections;Grasp the degree of collaboration,improve the operational mechanism that focuses on driving and promotes system linkage;Grasp the driving force and leverage the institutional effectiveness of external and internal driving forces that complement each other.
Rural Inclusive FinanceRural Credit SystemEmbeddingInteractivityGrounded Theory
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