A Study of the Influence of Digital Inclusive Finance on Urban Economic Vitality
Urban economic vitality is a key issue for high-quality urban development.This paper empirically analyzes the impact of digital inclusive finance on urban economic vitality using panel data and fixed-effects models for 281 prefecture-level cities in China from 2011 to 2020.The results of the study find that digital inclusive finance can effectively enhance the economic vitality of cities;digital inclusive finance strengthens the productive capacity of cities by alleviating the financing constraints of enterprises and improving the level of regional innovation,stimulates the consumption potential of cities by guaranteeing the living standards of residents and providing the opportunities for personal growth,and strengthens the investment incentive of cities by promoting the construction of digital infrastructure and fostering a supportive business environments,thus enhancing the economic vitality of cities.For cities with a high level of urban development,a high degree of digitization and tourist-oriented cities,the role of digital inclusive finance in enhancing urban economic vitality is more obvious.This provides a useful reference for governments to optimize digital inclusive finance policies and enhance the economic vitality of cities.
Digital Inclusive FinanceUrban Economic VitalityProductive CapacityConsumption PotentialInvestment Incentives
NETL
NSTL
万方数据
