Research on Paths of Digital Finance Serving High-quality Development of Real Economy in the Perspective of Financial Powerhouse
In the perspective of a financial powerhouse,adhering to the fundamental purpose of financial service for the real economy and comprehensively studying the paths of digital finance serving high-quality development of the real economy are of great practical significance.As a financial innovation driven by digital technology and data elements,digital finance mainly serves high-quality development of the real economy through three paths:resource allocation effect,inclusive finance effect and technology spillover effect.Digital finance plays an important role in optimizing the cross-spatiotemporal allocation of financial resources,nurturing and developing new quality productivity,meeting the needs of inclusive finance in real economy,and enabling the digital transformation of real enterprises.The above paths have been preliminarily demonstrated in examples such as industrial digital financial services and big data intellectual property financing.However,compared with the strategic objectives and rich connotations of financial powerhouse,there is still room for improvement in innovation regulation,inclusive ecology and digital-real integration.In this regard,it is proposed to deepen the pilot of FinTech innovation regulation,improve the digital inclusive finance ecosystem,cultivate and introduce core enterprises in the ecosystem,strengthen the collaborative research and application of frontier digital technologies,and construct a digital financial metaverse based on digital-real integration,so as to better promote digital finance to abide by the right and innovation,accelerate the construction of a financial powerhouse,and provide all-round services for high-quality development of the real economy.
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