首页|林业碳汇指数保险的价值实现路径探析——以福建龙岩地区林业碳汇指数保险为例

林业碳汇指数保险的价值实现路径探析——以福建龙岩地区林业碳汇指数保险为例

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近年来,森林碳汇在实现碳中和目标过程中扮演着越来越重要的角色.林业碳汇经济作为乡村振兴和林业产业振兴的重要一环,迫切需要优质高效的绿色金融保险产品和服务.论文在分析相关文献综述的基础上,提出林业碳汇指数保险具有"保险—碳汇规模—社会经济—气候调节"的价值路径机制,认为林业碳汇指数保险通过定损赔付来保护森林和碳汇规模,有助于林农等经营主体稳定收入,实现碳汇的经济效益.林业碳汇规模稳定有利于促进林业碳汇产业发展,落实"双碳"和乡村振兴等社会目标,从而实现社会效益.在这个过程中,森林经营管理能促进碳库积累,达到调节气候的生态效益.同时采用案例分析法,以福建省龙岩市林业碳汇指数保险创新为案例,对林业碳汇保险实践的内容、成效和不足进行深入剖析.最后,提出完善林业碳汇指数保险价值实现路径的政策建议:一是找准路径的关键堵点,完善保险产品设计和尽快恢复碳市场交易;二是调动各方面生产要素向碳汇保险创新倾斜,激发保险价值实现路径的内生动力;三是保险价值实现路径涉及多个领域和多方市场主体,不仅要维护保险市场和碳市场的有序竞争秩序,还要加强法律体系建设,在宏观上保证碳市场运行规范和质量.
Exploring the Value Realizing Path of Forestry Carbon Sink Index Insurance——Taking the Forestry Carbon Sink Index Insurance in Longyan City,Fujian Province as an Example
In recent years,forest carbon sinks have played an increasingly important role in achieving carbon neutrality goals.The forestry carbon sequestration economy,as an important part of rural revitalization and forestry industry revitalization,urgently needs high-quality and efficient green finance and insurance products and services.On the basis of relevant literature review,this article proposes that forestry carbon sequestration index insurance has a value path mechanism of"insurance carbon sequestration scale social economy climate regulation".It is believed that forestry carbon sequestration index insurance protects forests and carbon sequestration scale through loss assessment and compensation,which helps forest farmers and other business entities stabilize their income and achieve economic benefits of carbon sequestration.The stable scale of forestry carbon sequestration is conducive to promoting the development of forestry carbon sequestration industry,implementing social goals such as"dual carbon"and rural revitalization,and thus achieving social benefits.In this process,forest management can promote carbon accumulation and achieve ecological benefits in regulating climate.At the same time,this article adopts the case analysis method,taking the innovation of forestry carbon sink index insurance in Longyan City,Fujian Province as a case,to deeply analyze the content,effectiveness,and shortcomings of forestry carbon sink insurance practice.Finally,this article proposes policy recommendations for improving the insurance value realization path of the forestry carbon sink index,mainly including three aspects:first,identifying key bottlenecks in the path,improving insurance product design,and restoring carbon market trading as soon as possible;Secondly,we need to mobilize various production factors to tilt towards innovation in carbon sequestration insurance,and stimulate the endogenous driving force for the realization path of insurance value;The third is that the realization path of insurance value involves multiple fields and multiple market entities.It is not only necessary to maintain an orderly competitive order between the insurance market and the carbon market,but also to strengthen the construction of the legal system to ensure the standardized and quality operation of the carbon market from a macro perspectivee.

Carbon Sink Index InsuranceForestry Carbon SinkLongyan CityValue Path

杨洋、董翀、冯兴元

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中国社会科学院大学

中国社会科学院农村发展研究所

碳汇指数保险 林业碳汇 龙岩 价值路径

中国社会科学院研究所创新工程项目

2023NFSA02

2024

农村金融研究
中国农村金融学会

农村金融研究

北大核心
影响因子:0.477
ISSN:1003-1812
年,卷(期):2024.(6)
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