首页|数字金融能提升农村居民健康状况吗?

数字金融能提升农村居民健康状况吗?

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人才振兴是乡村振兴的关键一环.改善农村居民健康状况对于强化农村地区人力资本、赋能乡村人才振兴、提升农业生产效率具有重要现实意义.论文基于CLES三期面板数据,采用面板固定效应模型实证检验了数字金融对农村居民健康状况的影响,并进一步分析了膳食消费结构、文化消费支出的机制作用.研究发现:数字金融对农村居民的生理健康、心理健康均具有显著的正向影响;数字金融能够通过改善膳食消费结构、增加文化消费支出等路径分别对农村居民生理健康、心理健康产生影响;对于风险态度、文化程度不同的农村居民,数字金融对其生理健康和心理健康的影响存在显著差异性.据此,论文提出如下政策建议:推动数字金融高质量发展,加快促进数字金融与健康产业深度融合;完善数字金融信息服务体系,加强大食物观、文化活动信息的精准供给;建立农村消费者权益保护机制,健全农村消费市场监管机制.
Can Digital Finance Promote Rural Residents'Health Condition?
Based on the CLES three-period panel data,this paper empirically examines the impact of digital finance on rural residents'health using a panel fixed-effects model,and further analyses the mechanisms by which dietary consumption structure and cultural consumption affect rural residents'physiological health and mental health.It is found that digital finance has a significant positive impact on rural residents'physical health and mental health;digital finance can affect rural residents'physical health and mental health through improving dietary consumption structure and increasing cultural consumption expenditures,etc.;there are differences in the impacts of digital finance on the physical and mental health of rural residents with different risk attitudes,literacy levels,and ethnic characteristics.Accordingly,this paper puts forward the following policy recommendations:promote the high-quality development of digital finance,accelerate the promotion of the deep integration of digital finance and the health industry;improve the digital financial information service system,strengthen the accurate supply of information on the big food view and cultural activities;establish a mechanism to protect the rights and interests of rural consumers,and improve the regulatory mechanism of the rural consumer market.

HealthDigital FinanceDietary ConsumptionCultural ConsumptionRural Residents

刘晗、张应良

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西南大学经济管理学

西南大学商贸学院

西南大学农村经济与管理研究中心

健康 数字金融 膳食消费 文化消费 农村居民

2024

农村金融研究
中国农村金融学会

农村金融研究

北大核心
影响因子:0.477
ISSN:1003-1812
年,卷(期):2024.(11)