首页|金融服务乡村振兴的评价指标体系与效果研究——以长三角地区为例

金融服务乡村振兴的评价指标体系与效果研究——以长三角地区为例

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全面推进乡村振兴是实现农业农村现代化的总抓手,长三角地区的乡村振兴是由区域一体化发展基础上升为国家战略,承载着为全国乡村振兴提供示范和引领的功能.在此背景下,本文将乡村振兴五大目标作为一级指标,以金融服务为二三级指标,编制2015-2021年长三角地区乡村振兴金融服务指数.结果表明,2015年以来乡村振兴金融服务总指数稳步上升,尤其是2018年后加速上升,佐证了在乡村振兴战略提出后金融服务"三农"的力度加大的事实.但与此同时,五大目标的指数在上升过程中呈现分化趋势,并且地区差异和地区特征明显.效果分析表明,地区乡村振兴金融服务水平越高,城乡收入差距越小.同时,金融机构长期偏重于为农村产业兴旺提供金融服务,在推进乡村振兴其他四大目标时,比较均衡地向每个目标配置金融资源.因此,为了进一步提升金融服务乡村振兴能级,仍需要政策持续发力、金融机构创新业务模式和农村内生动力赋能来提升金融服务能力.
Research on the Evaluation Index System and Effect of Financial Services for Rural Revitalization:A Case Study of the Yangtze River Delta Region
Promoting rural revitalization in an all-round way is the general grasp of realizing agri-cultural and rural modernization,and the rural revitalization of the Yangtze River Delta is based on the context that Yangtze River Delta regional integration has risen to a national strategy,carrying the func-tion of providing demonstration and guidance for national rural revitalization.In this context,the paper takes the five major goals of rural revitalization as the first-level indicators,and financial services as the second-level and third-level indicators to compile a financial service index of rural revitalization in the Yangtze River Delta from 2015 to 2021.The results show that the total index of rural revitalization finan-cial services has risen steadily since 2015,especially after 2018,which proves the fact that the intensity of financial services"agriculture,rural areas and farmers"has increased after the rural revitalization strategy is put forward.However,at the same time,the indexes of the five major goals show a trend of differentiation in the process of rising,and regional differences and regional characteristics are obvi-ous.The effect analysis shows that the higher the level of rural revitalization financial services is in a re-gion,the smaller the urban-rural income gap is.At the same time,financial institutions have long fo-cused on providing financial services for the prosperity of rural industries,but have allocated financial resources to each goal in a more balanced manner when promoting the other four major goals of rural re-vitalization.Therefore,in order to further enhance the level of rural revitalization of financial services,it is still necessary to continuously strengthen policies,innovate business models of financial institutions and empower rural endogenous power to enhance financial service capabilities.

Yangtze River DeltaRural revitalizationFinancial service index

李爱喜、方楚丹、姚驰

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上海对外经贸大学长三角金融研究院,上海,201620

长三角 乡村振兴 金融服务指数

2022年国家社会科学基金一般项目

22BJL016

2024

农业经济问题
中国农业经济学会 中国农业科学院农业经济与发展研究所

农业经济问题

CSTPCDCSSCICHSSCD北大核心
影响因子:3.177
ISSN:1000-6389
年,卷(期):2024.(1)
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