西部数字普惠金融对区域经济高质量发展影响研究——基于空间溢出效应及中介效应检验
Impact of Western Digital Inclusive Finance on High Quality Development of Regional Economy:Testing Based on Spatial Spillover and Mediating Effects
孙丽萍 1易丹1
作者信息
- 1. 曲靖师范学院 数学与统计学院,云南 曲靖 655011
- 折叠
摘要
根据 2011-2023 年西部地区面板数据,通过基准回归、稳健性检验以及空间计量和中介效应模型,探讨数字普惠金融对区域经济高质量发展的影响,得到如下结论:(1)数字普惠金融对区域经济高质量发展具有显著的推动作用,但存在区域异质性,低水平地区数字普惠金融对经济高质量发展的边际贡献更加显著;(2)数字普惠金融对西部经济高质量发展具有正向的空间溢出效应;(3)技术创新在数字普惠金融促进经济高质量发展过程中起到中介效应.根据实证结果,提出提升西部数字普惠金融发展水平,促进科技创新,助推经济高质量发展的对策建议.
Abstract
The impact of digital inclusive finance on high-quality regional economic development through benchmark regression,robustness testing,spatial econometrics,and mediation effects models is studied based on panel data from the western region from 2011 to 2023.The following results are achieved:(1)Digital inclusive finance has a significant promoting effect on high-quality regional economic development,but there is regional heterogeneity.The marginal contribution of digital inclusive finance to high-quality economic development is more significant in low-level areas;(2)Digital inclusive finance has a positive spatial spillover effect on the high-quality development of the western economy;and(3)Technological innovation plays a mediating role in promoting high-quality economic development through digital inclusive finance.The countermeasures and suggestions to improve the development level of digital inclusive finance in the western region and promote high-quality economic development are proposed based on the empirical results.
关键词
数字普惠金融/经济高质量发展/溢出效应/中介效应Key words
digital inclusive finance/high quality economic development/spillover effect/mediating effect引用本文复制引用
出版年
2024
NETL
NSTL
万方数据