Study on the Compliance of Commercially Reasonable Use of Personal Credit Information
The conflict between the commercially driven behavior of credit agencies and the need for protection of citizens'per-sonal information has created a"chasm"between the two.The traditional black-and-white"diode thinking"is clearly not tenable.Finding a path through this conflict is a challenge faced by the credit legal system.The legitimate basis for the commercially reasonable use of personal credit information lies in its inherent social public nature.Furthermore,with the significant development and expansion of the external credit service market,the judgment on the commercially reasonable use of personal credit information should adhere to common basic principles.For unreleased information,the traditional civil law's"notification + consent"is the judgment standard.In contrast,for legally public personal credit information,the standard is"permissible + exceptions",but it requires a generally accessible principle as the standard for compliance judgment.
personal credit informationcommercially reasonable usecompliance
万方数据
维普
