获得金融服务——基于人权视角的分析
孙世彦 1张贵军2
作者信息
- 1. 中国社会科学院国际法研究所;中国社会科学院人权研究中心
- 2. 北京市天元律师事务所
- 折叠
摘要
金融与人权存在广泛的联系,金融对人权可以产生正面或负面影响.任何人都有获得金融服务的需求.国际人权领域和国际金融领域均有文书关注金融服务与人权的关系.在金融服务中,微额信贷和普惠金融与人权联系最紧密、对人权的潜在影响最大.获得金融服务对经济、社会和文化权利以及特定群体的权利具有促进作用.获得金融服务促进人权的条件是,国家承担义务,承认、尊重、保护和实现个人获得金融服务的需要,并且确保基本金融服务的可用性、可及性、可接受性和可调适性.获得金融服务在中国取得脱贫攻坚战全面胜利中发挥了重要作用,这为国际社会消除贫困、实现可持续发展目标以及保护和促进人权提供了宝贵经验.
Abstract
There is a broad connection between finance and human rights,with finance having both positive and negative impacts on human rights.Everyone has a need for access to fi-nancial services.Documents in both the international human rights and international finance fields address the relationship between financial services and human rights.Among financial services,microcredit and inclusive finance have the closest connection to human rights and po-tentially the greatest impact on human rights.Access to financial services promotes economic,social,and cultural rights as well as the rights of specific groups.The conditions for access to financial services to promote human rights require the state to assume obligations to recognize,respect,protect,and fulfill the need for individuals to access financial services,and to ensure the availability,accessibility,acceptability,and adaptability of basic financial services.Ac-cess to financial services has played a significant role in China's comprehensive victory in the battle of poverty alleviation,providing valuable experience for the international community in poverty eradication,achieving sustainable development goals,and protecting and promoting human rights.
关键词
金融服务/人权视角/普惠金融/消除贫困/4A方案Key words
Financial Service/Human Rights Perspective/Inclusive Finance/Poverty Eradication/4A Solution引用本文复制引用
出版年
2024
NETL
NSTL
万方数据